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Housing Market Boost Despite Brexit Uncertianly

By Webdadi Ltd published on 16/05/2019  

It has been an uncertain time in the UK housing market with Brexit looming over us. The start of the year was slow as anticipated with people being cautious and holding off putting their properties on the market for fear of uncertainly. After back and forth with the EU for an extension to Article 50, in a bid to avoid a default no-deal Brexit, an extension was granted until 31 October this year.Wi Tags: Housing Market, Brexit

Mortgage Approvals On The Rise

By Webdadi Ltd published on 23/04/2019  

Some good news from the UK property market! Considering the uncertainty around Brexit for most of March this year there has actually been an uptake in the number of mortgages approved in March to the same time in 2018.In the same week we have seen one of the most optimistic Rightmove market snapshots in recent months, the latest mortgage monitor from e.surv suggests a small rise in the number of h Tags: Mortgage, Property

Buying A Freehold Or Leasehold Property?

By Webdadi Ltd published on 08/04/2019  

There are two fundamentally different forms of legal ownership in the UK: freehold and leasehold. Make sure that you understand the difference between both, we have outlined below how each works.FreeholdIf you own the freehold, it means that you own the building and the land it stands on outright, in perpetuity. It is your name in the land registry as “freeholder”, owning the “ti Tags: Buying, Freehold, Leasehold

What To Do With Your Spare Monthly Income

By Webdadi Ltd published on 26/03/2019  

Interest rates may have gone up slightly in the last year to 0.75% but in terms of the big picture that is still a staggeringly low figure. So, what is the best thing to do if you already own your own home and have some spare cash each month?1. Pay off debts outside your mortgage:If you have surplus cash every month, it always pays to reduce the most expensive debt first. If you have credit card d Tags: Interest Rates, Property, Money

A Good Time To Buy In London?

By Webdadi Ltd published on 11/03/2019  

It's an uncertain time in the UK as Brexit is upon us, this time next month we will be on our own and out of the EU. You can’t fault people for being slightly hesitant and as a result this is having a big impact on the UK property market. In particular, London and the South East have been struggling, experiencing the slowest start to the year for seven years according to Rightmove, cause Tags: Brexit, Property

Focus On Fulham

By Webdadi Ltd published on 26/02/2019  

First things first, Fulham is one of London’s most affluent areas and home to some of London's most expensive postcodes. It sits nestled between Chelsea and Putney, whilst sitting perfectly near Sloane Square, Knightsbridge and Hammersmith meaning that there’s definitely worst places to be in the city than here.Fulham is located within the London Borough of Hammersmith and Fulham, Tags: Fulham, Area Guide

Preparing To Buy Your First Home

By Webdadi Ltd published on 12/02/2019  

Buying your first home, it’s something you’ve been thinking about for a while, but you need to start putting things in place properly to get on the property ladder. What steps can you take in advance to make this dream a reality?1.) Organise Your Finances -Invest some time organising your finances and be honest with where you are at and where you need to be. Plan ahead, this will demon Tags: Buying, First Time Buyers

Return Of The 100% Mortgage

By Webdadi Ltd published on 29/01/2019  

For a lot of people, the main stumbling block on the road to owning their own property is a simple one, the deposit. It’s generally the largest amount of money that you will have to save for any one thing in your lifetime, so you can get onto that property ladder. One of the best ways to buy your own house when you are struggling for a deposit is to get as big a mortgage percentage as possib Tags: Mortgage, First Time Buyers

Things To Considering When Looking For A Home

By Webdadi Ltd published on 16/01/2019  

We have put together a helpful list of what we consider the most important criteria prospective buyers should consider when looking for a home.1 - LocationThe number one factor to consider when you first start your house hunt! The house could be ugly, but if it is in a nice neighbourhood, close to things that people value, then you definitely should give it a hard look. A great location will remai Tags: New Home, Tips

Ready to sell your home in 2019?

By Webdadi Ltd published on 02/01/2019  

Another new year is upon us and for most people that means it is time to make a change for the future! If, for you, that means selling your home then you are not alone, the beginning of the year is one of the busiest times to of the calendar to move to a new home.If you don’t believe me then look at the stats, Rightmove have just released figures from 2018 which shows that in the whole year Tags: Selling Guide, Property, New Year

Stamp Duty For First Time Buyers

By Webdadi Ltd published on 18/12/2018  

You’ve finally got to a stage in life where you can put an offer in and purchase your first home. After years of renting and saving this is a huge moment so congratulations, according to some reports as many as one in three UK millennial's will never own their own home.To stimulate the housing market and help young people get onto the housing ladder the government have made this process Tags: Stamp Duty, First Time Buyers

Renting Out a Room in Your Home – The Rent a Room Scheme

By Webdadi Ltd published on 24/08/2018  

If you’re a home owner or a tenant with a spare room, you’ll be eligible for the Rent a Room Scheme. It means that you can rent a room in your home out to a lodger and earn up to £7,500 a year tax free, or £3,750 for a joint letting.Before you take in a lodger check with your landlord if you rent a property, or with your mortgage company if own your home. Sometimes mortgage

How to Make an Offer on the Home you Want to Buy

By published on 09/08/2018  

So, you’ve finally found the property you want to buy. But, it’s slightly over budget, which means making an offer. How can you reduce the risk of your offer being refused? Here’s some tips to help you.Ask QuestionsBefore you make an offer speak to the Estate Agent and find out as much as you can about the seller. They should know whether the seller needs a quick sale or is happy Tags: Buying, Make An Offer, Advice, Hints And Tips

Home Surveys – What Type Do You Need?

By Webdadi published on 20/07/2018  

Home surveys are a good way of finding out if the property you want to buy has any problems. It will help you to decide whether to go ahead with a property purchase if any red flags show up. There are various types of property survey you can choose from. Here’s a short guide to each one.Full Structural SurveyThis is the most expense survey and the one that provides the most in-depth study. I Tags: Survey, Rics, Building, Homebuyer, New Builds

Inherited homes and the taxes you may need to pay

By Webdadi Ltd published on 06/07/2018  

Inheritance TaxIf you find yourself the owner of a property that you’ve inherited, you may have to pay inheritance tax. Inheritance tax is payable if you inherit an estate that’s worth more than £325,000. Or, £450,000 if the house was left to children or grand-children.This doesn’t apply to property left to a husband, wife or civil partner. It only applies if you are Tags: Inheritance, Tax, Property
Are you a first-time buyer? Are you hunting for your first property and excited to be getting on to the property ladder?If you are then you’ll know about the importance of working out your budget and sticking to it. It’s not just the price of the property you want you need to take into consideration. You’ll need to budget for other costs too. Here’s a short list of some of Tags: Estate Agents, Buying, Property, Fees

5 Ways to Make Your Home Worth More

By Webdadi published on 07/06/2018  

Do you want your home to increase in value and stand out from the others in your street? There are certain things you can do to add value. Have a look at these five renovation projects that are sure fire ways to increase the value of your home.Convert your LoftIf you need extra space a loft conversion is the ideal way to gain another room in the house. You can add an en-suite bathroom and you will Tags: Homeowner, Valuation, Renovation, Basement, Conservatory

What is the Property Ombudsman Scheme?

By Webdadi published on 22/05/2018  

The property ombudsman was set up in 1990. Its aim is to provide a free, impartial and independent service. This is for estate agents and their customers.Estate agents, as members must adhere to the codes of practice set out by the scheme. This means that staff of a member agency are trained to develop knowledge of the codes of practice. As a result, they provide a high standard of customer care.T Tags: Property, Ombudsman, Estate Agents, Regulations, Independent

Home Security – The Best Way to Secure Your Home

By Webdadi published on 08/05/2018  

When you first move into your new property, home security should be at the top of your ‘to do’ list. Here are some of the ways you can secure your home. It will not only make it harder for someone to break in, but it will also give you peace of mind.Many burglars are opportunists and a home with no security that’s easy to get into will make a good target.An AlarmThe best deterren Tags: Home Security, Theft, Insurance, Security, Neighbourhood Watch

Buildings and Home Contents Insurance in a Nutshell

By published on 24/04/2018  

If you have just bought your first home, then it’s time to think about organising your home insurance.There are two types of home insurance. There’s buildings insurance and home contents insurance. If the property you own is a house, then you’ll need both types. If you own a flat, you may find your leaseholder holds the insurance. Check first, but if this is the case then you wil Tags: Insurance, Building, Homes, Damage

Signing Your Mortgage Deed Digitally

By published on 10/04/2018  

The H.M. Land Registry has just announced that the first digital mortgage deed has now been signed. The mortgage was for a house in Rotherhithe, East London.This is part of the new digital service that the H.M. Land Registry is rolling out in the near future. A spokesman for the Land Registry said that the aim was to become “the world’s leading land registry for speed, simplicity and a Tags: Mortgage, Deed, Digital, Property

8 Steps to Buying a Property

By Webdadi Ltd published on 28/03/2018  

Once you have decided to buy a home there are a number of steps you need to take from start to finish. Read on and see what you can expect.Getting Your MortgageIt’s a good idea before you begin to look for a property to get a mortgage agreed in principle. This means you can go ahead with any negotiations confidently and you know exactly how much you’ve got to spend. When you’ve d Tags: Buying, Property

Stamp Duty and the Benefits for First Time Buyers

By Webdadi Ltd published on 15/03/2018  

Anyone who is buying a property that costs more than £125,000 will have to pay Stamp Duty Land Tax (SDLT) in England, Northern Ireland and Wales.It doesn’t matter whether your property is leasehold or freehold. The duty still applies although residential leasehold properties are charged differently to freeholds.However, if you have never owned a property here in the UK or abroad, then Tags: Stamp Duty, First Time Buyers

How to successfully Downsize

By Datography Ltd published on 01/03/2018  

If you’ve decided to downsize, you might be feeling a little overwhelmed with the changes you need to make. However, with a bit of organisation you can get through the process with the minimal amount of upheaval.ExploreTake your time looking for a new property. Have a good look around the areas you like. If you enjoy being out and about then look for a property close to good transport links Tags: Downsizing, De-Cluttering, Moving Home

Moving Home – What’s the Best Way to Get the Job Done?

By Datography Ltd published on 14/02/2018  

Finally, you’ve sold your house and now you can think about getting organised to move into your new home. This is a good opportunity to get rid of all that unwanted clutter.Don’t take it with you. Start throwing things away as soon as you decide to sell and that way by the time you move you should only have the things you really want left in the house. Once you have a buyer begin to th Tags: Man And Van, DIY, Emergency Box, Professional Movers

Choosing Your Mortgage – A Short Guide for First Time Buyers

By Datography Ltd published on 31/01/2018  

At first glance you might be overwhelmed by the number of mortgage deals available. However, basically there are only two types of mortgage you need to consider, and they are fixed rate or variable mortgages.A fixed rate mortgage is usually set for a certain period. Many first-time buyers will be offered fixed rates between a period of 1 and 5 years, although longer periods are available from some Tags: Mortgage, Choices, First Time Buyers

Making an Offer on a Property – 3 Tips for First Time Buyers

By Datography Ltd published on 17/01/2018  

So, you’ve finally found the house that you love, but in fact it’s slightly over budget. Is it worth making an offer it? The short answer is yes. Many sellers build in an amount they are willing to drop from the sale price, so it’s worth a try. To stand a better chance of having your offer accepted bear in mind these three tips.Get Things in PlaceTry and everything in place befor Tags: First Time Buyers, Top Tips, Budget, Research

The Land Registry and Why Conveyancers Use It

By Datography Ltd published on 03/01/2018  

HM Land Registry was founded in 1862. They work from 14 different locations throughout England and Wales. They deal with the ownership of land and property and they hold the details of over 25 million registered titles in England and Wales.Their responsibilities include providing a plan of land or property to indicate boundaries together with a government backed guarantee of land title.Anyone who Tags: Land Registry, Conveyancers, New Owner, Mortgage

Why Use a High Street Estate Agent Rather Than Sell Online?

By Datography Ltd published on 20/12/2017  

If you’re planning to sell your home you’ll be asking yourself whether to put the property into the hands of a traditional Estate Agent, or go for the online option. Here are the advantages to using an established Estate Agents like Goss and Company.Personal ContactWouldn’t you rather be able to pop into our offices or pick up the phone and talk to the person who is dealing with Tags: High Street, Online, Estate Agent, Goss & Co

Conveyancers – What are they and how do the help you?

By Datography Ltd published on 06/12/2017  

If you decide to buy or sell a property, you’ll need the help of a conveyancer to do the necessary paperwork. You can find a conveyancer through a firm of solicitors, or a licensed conveyancing firm.A conveyancer will act on your behalf when you are buying or selling a property with the conveyancers acting for the people you are selling to or buying from. The main part of their job is to obt Tags: Conveyancer, Solicitor, Stamp Duty, Tax

Landlord and Tenants Rights and Responsibilities

By published on 22/11/2017  

If you have decided to rent a property, then you and the landlord have certain responsibilities to ensure your tenancy is a smooth one.Your ResponsibilitiesTake good care of the property, this doesn’t mean you have to carry out repairs, but it does mean you should be careful. For example, don’t leave water running, make sure any leaks are reported and if you go away during the winter, Tags: Landlord, Tenant, Rights, Responsibilities
On the 2nd November the bank rate was increased from 0.25% to 0.5% and its now assumed that institutions which lend money for mortgages will do the same and increase their rates too.This rise is the first in almost a decade, so many buyers will have grown used to low rates and never experienced a rate change in all the time they have had a mortgage. The change now is only slight. If you have an av Tags: Banks, Increased, Rates, Mortgage

Insurance Choices - Landlords Insurance

By Datography Ltd published on 12/10/2017  

If you won a property that you rent out to tenants then you ate landlord and the property needs to be insured with landlords insurance. Landlord’s insurance covers you for any damage to your property by the tenants living in it.Don’t be tempted to take out normal home insurance because if you have to claim and it becomes obvious that the property is not your normal place of residence t Tags: Insurance, Landlord, Choices

How to Improve your Home to Sell

By Datography Ltd published on 27/09/2017  

If you’ve decided to put your home on the market then you’re probably thinking about sprucing it up before potential buyers start to call. You don’t need to spend a lot of money to make your home more sale-able, have a look at these easy tips to improve the look of your home without having to spend much money at all.De-ClutterYour home will appear larger and more attractive if it Tags: Improvements, De-Cluttering, Painting, Home Sale

Looking to Invest in Property?

By Datography Ltd published on 14/09/2017  

If you’re looking to invest your money in property that you want to see go up in value, then choose a house or flat in an up and coming area. Buy before prices rise and watch your investment grow as the area becomes more desirable.Sounds like a good plan? So how do you find an up and coming area? Well…by looking for the signs.Transport LinksIf the area already has good transport links Tags: Invest, Property, Transport, Business, Rejuvenation, Schools

How Your Website Benefits Your Business

By Datography Ltd published on 11/08/2017  

We have upgraded our website with a brand new look thanks to Webdadi Ltd.If you own an Estate Agent, then you’re in a competitive field. Not only do you have to deal with competitors in your local area, but also those online.Even if you have premises the first thing people do nowadays when they want to look at properties is browse the internet. Gone are the days when customers were willing t Tags: Website, Benefits, Design, Content, Blog, Video
First-time buyers are finding it more and more difficult to save up a decent deposit and get a mortgage. This is because with the rise of house prices you need a much larger deposit than your parents did when they first bought their home.If you are saving to buy your first home then you will need to save at least 5% of the price. You will get a much better mortgage deal if you can put down 10% or Tags: Help To Buy, First Time Buyers, Mortgage, Loan, Money, Stamp Duty, Costs
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